Банк ЦентрКредит (loans) vs Фридом Банк Казахстан (loans): which is better? Comparison 2026

By our public methodology Банк ЦентрКредит (loans) scores 84 out of 100 and Фридом Банк Казахстан (loans) scores 83. Below: the factors and facts where they differ, each fact with its source.

Consumer loans in Kazakhstan 2026: licensed banks ranked How we rank

1

Банк ЦентрКредит (loans)

84/100
2

Фридом Банк Казахстан (loans)

83/100

Score breakdown

Банк ЦентрКредит (loans)Фридом Банк Казахстан (loans)
Licence10074
Transparency100100
Cost4583
Service7961

Pros and cons

Банк ЦентрКредит (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply

Фридом Банк Казахстан (loans)

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • No arrangement fee in the standard terms

Facts side by side

FactБанк ЦентрКредит (loans)Фридом Банк Казахстан (loans)
Licensed since1992 bcc.kz2009 bankffin.kz
Licensed by the regulatorYes gov.kzYes gov.kz
Published rate, % of country reference110% bcc.kz84% loan-cash.freedombank.kz
Free early repaymentYes bcc.kzYes loan-cash.freedombank.kz
No arrangement feeNo bcc.kzYes support.bankffin.kz
Fees or terms publishedYes bcc.kzYes bankffin.kz
Complaints procedureYes bcc.kzYes bankffin.kz
Online application for new customersYes bcc.kzYes loan-cash.freedombank.kz
Support hours a week168 h bcc.kzNot verified
Maximum amount, % of country reference100% bcc.kz119% support.bankffin.kz
Longest term60 mo bcc.kz60 mo loan-cash.freedombank.kz

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