Банк ЦентрКредит (loans): verified facts and rating
Licensed since: 1992 Checked 2026-10-30
Score breakdown
100% backed by facts · How we rank
Банк ЦентрКредит (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference83%123%110% · median 97%
Support hours a week84 h168 h168 h · median 168 h
Maximum amount, % of country reference88%119%100% · median 109.5%
Longest term60 mo60 mo60 mo · median 60 mo
Банк ЦентрКредит (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1992 1992: «Банку выдана генеральная лицензия НБРК №10 на проведение банковских операций в национальной и иностранной валюте» | bcc.kz | 2026-10-30 |
| Licensed by the regulator | Yes №1.1.856.145 от 05.08.2026 | gov.kz | 2026-10-30 |
| Published rate, % of country reference | 110% Ставка от 14% до 38%, ГЭСВ от 28,33% до 45,42%, кредит наличными, тенге · APR 28.33% · index 100 = 25.8% (median at launch) | bcc.kz | 2026-10-30 |
| Free early repayment | Yes Закрывайте кредит досрочно без комиссий и штрафов | bcc.kz | 2026-10-30 |
| No arrangement fee | No Комиссия за организацию кредита 4% | bcc.kz | 2026-10-30 |
| Fees or terms published | Yes Тарифы: изменение условий договора займа (PDF, раздел на /personal/tariffs/) | bcc.kz | 2026-10-30 |
| Complaints procedure | Yes Письменное обращение, срок рассмотрения не более 15 рабочих дней | bcc.kz | 2026-10-30 |
| Online application for new customers | Yes Подайте заявку онлайн в приложении bcc.kz или в отделении банка | bcc.kz | 2026-10-30 |
| Support hours a week | 168 h 505 Круглосуточный номер для частных лиц | bcc.kz | 2026-10-30 |
| Maximum amount, % of country reference | 100% от 60 000 до 8 000 000 тенге · max 8000000 KZT · index 100 = 8000000 KZT (median at launch) | bcc.kz | 2026-10-30 |
| Longest term | 60 mo от 6 до 60 месяцев | bcc.kz | 2026-10-30 |