オリックスカーリース vs KINTO: which is better? Comparison 2026
By our public methodology オリックスカーリース scores 88 out of 100 and KINTO scores 76. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| オリックスカーリース | KINTO | |
|---|---|---|
| Terms | 100 | 95 |
| Access | 84 | 86 |
| Reliability | 67 | 23 |
| Transparency | 100 | 100 |
Pros and cons
オリックスカーリース
- Low down payment
- Long track record as a licensed lessor
- Long term — lower monthly payments
- Rates and total cost are published openly
KINTO
- Low down payment
- Long term — lower monthly payments
- Rates and total cost are published openly
- Leases to private individuals
Facts side by side
| Fact | オリックスカーリース | KINTO |
|---|---|---|
| Licensed / registered as a lessor since | 1973 orix.co.jp | 2019 corp.kinto-jp.com |
| Minimum down payment | 0% carlease-online.jp | 0% kinto-jp.com |
| Maximum contract term | 132 mo carlease-online.jp | 84 mo kinto-jp.com |
| Leasing for individuals | Yes carlease-online.jp | Yes kinto-jp.com |
| Leasing for businesses | Yes carlease-online.jp | Yes kinto-jp.com |
| Used cars | Yes carlease-online.jp | Yes kinto-jp.com |
| Early repayment | Yes carlease-online.jp | Yes kinto-jp.com |
| Decision on application | Not verified | 72 h kinto-jp.com |
| Leasing products | 5 carlease-online.jp | 2 kinto-jp.com |
| Regional offices | 57 orix.co.jp | Not verified |
| Rates published online | Yes carlease-online.jp | Yes kinto-jp.com |
| Calculator on the website | Yes carlease-online.jp | Yes kinto-jp.com |
| Online application | Yes carlease-online.jp | Yes kinto-jp.com |