Dipo Star Finance vs Clipan Finance: which is better? Comparison 2026
By our public methodology Dipo Star Finance scores 76 out of 100 and Clipan Finance scores 69. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Dipo Star Finance | Clipan Finance | |
|---|---|---|
| Terms | 83 | 44 |
| Access | 75 | 84 |
| Reliability | 67 | 100 |
| Transparency | 75 | 50 |
Pros and cons
Dipo Star Finance
- Long track record as a licensed lessor
- Long term — lower monthly payments
- Rates and total cost are published openly
- Leases to private individuals
Clipan Finance
- Long track record as a licensed lessor
- Part of a banking group
- Leases to private individuals
- Leases to companies and sole traders
Facts side by side
| Fact | Dipo Star Finance | Clipan Finance |
|---|---|---|
| Licensed / registered as a lessor since | 1989 dipostar.com | 1982 clipan.co.id |
| Minimum down payment | 10% dipostar.com | 20% clipan.co.id |
| Maximum contract term | 84 mo dipostar.com | 60 mo clipan.co.id |
| Leasing for individuals | Yes dipostar.com | Yes clipan.co.id |
| Leasing for businesses | Yes dipostar.com | Yes clipan.co.id |
| Used cars | Yes dipostar.com | Yes clipan.co.id |
| Early repayment | Yes dipostar.com | Not verified |
| Leasing products | Not verified | 5 clipan.co.id |
| Part of a banking group | Not verified | Yes clipan.co.id |
| Regional offices | 33 dipostar.com | 109 clipan.co.id |
| Rates published online | Yes dipostar.com | Not verified |
| Calculator on the website | Yes dipostar.com | Yes clipan.co.id |
| Online application | Not verified | Yes clipan.co.id |