Maybank Indonesia (loans) vs BCA (loans): which is better? Comparison 2026

By our public methodology Maybank Indonesia (loans) scores 75 out of 100 and BCA (loans) scores 74. Below: the factors and facts where they differ, each fact with its source.

Personal loans (KTA) in Indonesia 2026: licensed banks ranked How we rank

2

Maybank Indonesia (loans)

75/100
3

BCA (loans)

74/100

Score breakdown

Maybank Indonesia (loans)BCA (loans)
Licence100100
Transparency8080
Cost5050
Service3928

Pros and cons

Maybank Indonesia (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

BCA (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment
  • Online application is not open to new customers

Facts side by side

FactMaybank Indonesia (loans)BCA (loans)
Licensed since1959 maybank.co.id1957 bca.co.id
Licensed by the regulatorYes maybank.co.idYes bca.co.id
Published rate, % of country reference100% maybank.co.id101% bca.co.id
Free early repaymentNo maybank.co.idNo bca.co.id
No arrangement feeNo maybank.co.idNo bca.co.id
Fees or terms publishedYes maybank.co.idYes bca.co.id
Complaints procedureYes maybank.co.idYes bca.co.id
Online application for new customersNot verifiedNo bca.co.id
Support hours a week168 h maybank.co.id168 h bca.co.id
Maximum amount, % of country reference100% maybank.co.id40% bca.co.id
Longest term60 mo maybank.co.id36 mo bca.co.id

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