Maybank Indonesia (loans): verified facts and rating
Licensed since: 1959 Checked 2026-10-31
Score breakdown
96% backed by facts · How we rank
Maybank Indonesia (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference78%110%100% · median 100%
Support hours a week168 h168 h168 h · median 168 h
Maximum amount, % of country reference40%600%100% · median 90%
Longest term36 mo180 mo60 mo · median 48 mo
Maybank Indonesia (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1959 Sebelumnya, Maybank Indonesia bernama PT Bank Internasional Indonesia Tbk (BII) yang didirikan pada 15 Mei 1959 (год основания) | maybank.co.id | 2026-10-31 |
| Licensed by the regulator | Yes PT Bank Maybank Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) & Bank Indonesia. PT Bank Maybank Indonesia Tbk merupakan peserta penjaminan LPS. | maybank.co.id | 2026-10-31 |
| Published rate, % of country reference | 100% Suku Bunga per Bulan*: Nasabah Maybank Payroll (Pendapatan >= Rp6 juta) 12 bulan 0.89%; Non Nasabah Maybank (Regular) 12 bulan 1.79%; *Perhitungan suku bunga yang berlaku adalah flat anuitas dengan cicilan tetap per bulan · flat 0.89% per month · index 100 = 0.89% flat per month (median at launch) | maybank.co.id | 2026-10-31 |
| Free early repayment | No Ketentuan Pelunasan Maybank KTA: 7 – 24x Cicilan: Cicilan jatuh tempo + 6% x sisa pokok hutang belum jatuh tempo; Biaya Administrasi Pelunasan Dipercepat Rp250 ribu. | maybank.co.id | 2026-10-31 |
| No arrangement fee | No Provisi**: Nasabah Maybank Payroll 1.50%; Nasabah Non Payroll Maybank (Cross Sell) Rp250.000,-; Non Nasabah Maybank (Regular) 3.50% | maybank.co.id | 2026-10-31 |
| Fees or terms published | Yes Kredit Tanpa Agunan: Suku Bunga per Bulan, Provisi, Ketentuan Pelunasan Maybank KTA, Biaya Administrasi Pelunasan Dipercepat, bunga keterlambatan 5% x nilai cicilan, denda keterlambatan Rp100 ribu, Biaya restrukturisasi | maybank.co.id | 2026-10-31 |
| Complaints procedure | Yes Informasi dan Prosedur Pengaduan Nasabah. PT Bank Maybank Indonesia Tbk menyediakan layanan bagi Nasabah untuk mengajukan pertanyaan atau pun keluhan melalui channel komunikasi dibawah ini | maybank.co.id | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | 168 h Hubungi 24/7 Maybank Customer Care Call Center - 1500611 | maybank.co.id | 2026-10-31 |
| Maximum amount, % of country reference | 100% Pinjaman hingga Rp250 juta untuk Nasabah Payroll dan Rp150 juta untuk Nasabah Non Payroll · max 250000000 IDR · index 100 = 250000000 IDR (median at launch) | maybank.co.id | 2026-10-31 |
| Longest term | 60 mo Tenor hingga 5 tahun untuk Nasabah Payroll dan 3 tahun untuk Nasabah Non Payroll | maybank.co.id | 2026-10-31 |
Compare Maybank Indonesia (loans)
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