Ayvens vs Octopus EV: which is better? Comparison 2026
By our public methodology Ayvens scores 69 out of 100 and Octopus EV scores 65. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Ayvens | Octopus EV | |
|---|---|---|
| Terms | 95 | 81 |
| Access | 60 | 75 |
| Reliability | 83 | 27 |
| Transparency | 0 | 75 |
Pros and cons
Ayvens
- Low down payment
- Long track record as a licensed lessor
- Long term — lower monthly payments
- Part of a banking group
Octopus EV
- Low down payment
- Rates and total cost are published openly
- Leases to private individuals
- Leases to companies and sole traders
Facts side by side
| Fact | Ayvens | Octopus EV |
|---|---|---|
| Licensed / registered as a lessor since | 2005 register.fca.org.uk | 2018 register.fca.org.uk |
| Minimum down payment | 0% ayvens.com | 0% octopusev.com |
| Maximum contract term | 84 mo ayvens.com | 48 mo octopusev.com |
| Leasing for individuals | Yes ayvens.com | Yes octopusev.com |
| Leasing for businesses | Yes ayvens.com | Yes octopusev.com |
| Used cars | Not verified | Yes octopusev.com |
| Early repayment | Yes ayvens.com | Yes octopusev.com |
| Leasing products | 6 ayvens.com | Not verified |
| Part of a banking group | Yes ayvens.com | Not verified |
| Rates published online | Not verified | Yes octopusev.com |
| Online application | Not verified | Yes octopusev.com |