Crédit Agricole vs Crédit Mutuel: which is better? Comparison 2026
By our public methodology Crédit Agricole and Crédit Mutuel score the same — 93 out of 100. Below: where they differ by factor and by fact.
Score breakdown
| Crédit Agricole | Crédit Mutuel | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 86 | 86 |
| Products | 100 | 100 |
| Transparency | 83 | 83 |
Pros and cons
Crédit Agricole
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Crédit Mutuel
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | Crédit Agricole | Crédit Mutuel |
|---|---|---|
| Licensed since | 1885 credit-agricole.com | 1882 creditmutuel.com |
| Deposit protection | Yes garantiedesdepots.fr | Yes garantiedesdepots.fr |
| Agency rating | Yes credit-agricole.com | Yes bfcm.creditmutuel.fr |
| Annual reports online | Yes credit-agricole.com | Yes creditmutuel.com |
| Mobile app | Yes credit-agricole.fr | Yes creditmutuel.fr |
| Open an account online | Yes credit-agricole.fr | Yes creditmutuel.fr |
| Instant payments | Yes credit-agricole.fr | Yes creditmutuel.fr |
| 24/7 support | No credit-agricole.fr | No creditmutuel.fr |
| Retail lines offered (of 6) | 6 credit-agricole.fr | 6 creditmutuel.fr |
| Tariffs online | Yes credit-agricole.fr | Yes creditmutuel.fr |
| Deposit rates online | Yes credit-agricole.fr | Yes creditmutuel.fr |
| Complaints procedure published | Yes credit-agricole.fr | Yes creditmutuel.fr |