CIC vs Crédit Mutuel: which is better? Comparison 2026

By our public methodology CIC scores 96 out of 100 and Crédit Mutuel scores 93. Below: the factors and facts where they differ, each fact with its source.

Banks in France 2026: a ranking built on verified facts How we rank

1

CIC

96/100
3

Crédit Mutuel

93/100

Score breakdown

CICCrédit Mutuel
Safety100100
Digital services8686
Products100100
Transparency10083

Pros and cons

CIC

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Crédit Mutuel

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactCICCrédit Mutuel
Licensed since1859 cic.fr1882 creditmutuel.com
Deposit protectionYes garantiedesdepots.frYes garantiedesdepots.fr
Agency ratingYes bfcm.creditmutuel.frYes bfcm.creditmutuel.fr
Annual reports onlineYes cic.frYes creditmutuel.com
Mobile appYes cic.frYes creditmutuel.fr
Open an account onlineYes cic.frYes creditmutuel.fr
Instant paymentsYes cic.frYes creditmutuel.fr
24/7 supportNo cic.frNo creditmutuel.fr
Retail lines offered (of 6)6 cic.fr6 creditmutuel.fr
Tariffs onlineYes cic.frYes creditmutuel.fr
Deposit rates onlineYes cic.frYes creditmutuel.fr
Complaints procedure publishedYes cic.frYes creditmutuel.fr
Branches in the country1,500 cic.frNot verified

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