CIC vs Crédit Agricole: which is better? Comparison 2026
By our public methodology CIC scores 96 out of 100 and Crédit Agricole scores 93. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| CIC | Crédit Agricole | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 86 | 86 |
| Products | 100 | 100 |
| Transparency | 100 | 83 |
Pros and cons
CIC
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Crédit Agricole
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | CIC | Crédit Agricole |
|---|---|---|
| Licensed since | 1859 cic.fr | 1885 credit-agricole.com |
| Deposit protection | Yes garantiedesdepots.fr | Yes garantiedesdepots.fr |
| Agency rating | Yes bfcm.creditmutuel.fr | Yes credit-agricole.com |
| Annual reports online | Yes cic.fr | Yes credit-agricole.com |
| Mobile app | Yes cic.fr | Yes credit-agricole.fr |
| Open an account online | Yes cic.fr | Yes credit-agricole.fr |
| Instant payments | Yes cic.fr | Yes credit-agricole.fr |
| 24/7 support | No cic.fr | No credit-agricole.fr |
| Retail lines offered (of 6) | 6 cic.fr | 6 credit-agricole.fr |
| Tariffs online | Yes cic.fr | Yes credit-agricole.fr |
| Deposit rates online | Yes cic.fr | Yes credit-agricole.fr |
| Complaints procedure published | Yes cic.fr | Yes credit-agricole.fr |
| Branches in the country | 1,500 cic.fr | Not verified |