Banco Santander vs Cajamar: which is better? Comparison 2026

By our public methodology Banco Santander scores 96 out of 100 and Cajamar scores 91. Below: the factors and facts where they differ, each fact with its source.

Banks in Spain 2026: a ranking built on verified facts How we rank

1

Banco Santander

96/100
3

Cajamar

91/100

Score breakdown

Banco SantanderCajamar
Safety10096
Digital services8686
Products100100
Transparency10083

Pros and cons

Banco Santander

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Cajamar

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactBanco SantanderCajamar
Licensed since1857 santander.com2000 cajamar.es
Deposit protectionYes fgd.esYes fgd.es
Agency ratingYes santander.comYes bcc.es
Annual reports onlineYes santander.comYes cajamar.es
Mobile appYes bancosantander.esYes cajamar.es
Open an account onlineYes bancosantander.esYes cajamar.es
Instant paymentsYes bancosantander.esYes cajamar.es
Retail lines offered (of 6)6 bancosantander.es6 cajamar.es
Tariffs onlineYes bancosantander.esYes cajamar.es
Deposit rates onlineYes assets.santandermedia.comYes cajamar.es
Complaints procedure publishedYes bancosantander.esYes cajamar.es
Branches in the country1,827 bancosantander.esNot verified

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