Bankinter vs Cajamar: which is better? Comparison 2026

By our public methodology Bankinter scores 93 out of 100 and Cajamar scores 91. Below: the factors and facts where they differ, each fact with its source.

Banks in Spain 2026: a ranking built on verified facts How we rank

2

Bankinter

93/100
3

Cajamar

91/100

Score breakdown

BankinterCajamar
Safety10096
Digital services8686
Products100100
Transparency8383

Pros and cons

Bankinter

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Cajamar

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactBankinterCajamar
Licensed since1965 bankinter.com2000 cajamar.es
Deposit protectionYes fgd.esYes fgd.es
Agency ratingYes bankinter.comYes bcc.es
Annual reports onlineYes bankinter.comYes cajamar.es
Mobile appYes bankinter.comYes cajamar.es
Open an account onlineYes bankinter.comYes cajamar.es
Instant paymentsYes bankinter.comYes cajamar.es
24/7 supportNo bankinter.comNot verified
Retail lines offered (of 6)6 bankinter.com6 cajamar.es
Tariffs onlineYes bankinter.comYes cajamar.es
Deposit rates onlineYes bankinter.comYes cajamar.es
Complaints procedure publishedYes bankinter.comYes cajamar.es

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