Hamburger Sparkasse vs DKB: which is better? Comparison 2026

By our public methodology Hamburger Sparkasse scores 95 out of 100 and DKB scores 93. Below: the factors and facts where they differ, each fact with its source.

Banks in Germany 2026: a ranking built on verified facts How we rank

2

Hamburger Sparkasse

95/100
3

DKB

93/100

Score breakdown

Hamburger SparkasseDKB
Safety100100
Digital services8686
Products100100
Transparency9483

Pros and cons

Hamburger Sparkasse

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

DKB

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactHamburger SparkasseDKB
Licensed since1827 haspa.de1990 dkb.de
Deposit protectionYes haspa.deYes edb-banken.de
Agency ratingYes haspa.deYes dkb.de
Annual reports onlineYes haspa.deYes dkb.de
Mobile appYes haspa.deYes dkb.de
Open an account onlineYes haspa.deYes dkb.de
Instant paymentsYes haspa.deYes dkb.de
24/7 supportNo haspa.deNot verified
Retail lines offered (of 6)6 haspa.de6 dkb.de
Tariffs onlineYes haspa.deYes dkb.de
Deposit rates onlineYes haspa.deYes dkb.de
Complaints procedure publishedYes haspa.deYes dkb.de
Branches in the country100 haspa.deNot verified

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