Deutsche Bank vs Hamburger Sparkasse: which is better? Comparison 2026

By our public methodology Deutsche Bank scores 97 out of 100 and Hamburger Sparkasse scores 95. Below: the factors and facts where they differ, each fact with its source.

Banks in Germany 2026: a ranking built on verified facts How we rank

1

Deutsche Bank

97/100
2

Hamburger Sparkasse

95/100

Score breakdown

Deutsche BankHamburger Sparkasse
Safety100100
Digital services10086
Products100100
Transparency8394

Pros and cons

Deutsche Bank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Hamburger Sparkasse

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactDeutsche BankHamburger Sparkasse
Licensed since1870 db.com1827 haspa.de
Deposit protectionYes edb-banken.deYes haspa.de
Agency ratingYes investor-relations.db.comYes haspa.de
Annual reports onlineYes investor-relations.db.comYes haspa.de
Mobile appYes deutsche-bank.deYes haspa.de
Open an account onlineYes deutsche-bank.deYes haspa.de
Instant paymentsYes deutsche-bank.deYes haspa.de
24/7 supportYes deutsche-bank.deNo haspa.de
Retail lines offered (of 6)6 deutsche-bank.de6 haspa.de
Tariffs onlineYes deutsche-bank.deYes haspa.de
Deposit rates onlineYes deutsche-bank.deYes haspa.de
Complaints procedure publishedYes deutsche-bank.deYes haspa.de
Branches in the countryNot verified100 haspa.de

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