Deutsche Bank vs DKB: which is better? Comparison 2026
By our public methodology Deutsche Bank scores 97 out of 100 and DKB scores 93. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Deutsche Bank | DKB | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 100 | 86 |
| Products | 100 | 100 |
| Transparency | 83 | 83 |
Pros and cons
Deutsche Bank
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
DKB
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | Deutsche Bank | DKB |
|---|---|---|
| Licensed since | 1870 db.com | 1990 dkb.de |
| Deposit protection | Yes edb-banken.de | Yes edb-banken.de |
| Agency rating | Yes investor-relations.db.com | Yes dkb.de |
| Annual reports online | Yes investor-relations.db.com | Yes dkb.de |
| Mobile app | Yes deutsche-bank.de | Yes dkb.de |
| Open an account online | Yes deutsche-bank.de | Yes dkb.de |
| Instant payments | Yes deutsche-bank.de | Yes dkb.de |
| 24/7 support | Yes deutsche-bank.de | Not verified |
| Retail lines offered (of 6) | 6 deutsche-bank.de | 6 dkb.de |
| Tariffs online | Yes deutsche-bank.de | Yes dkb.de |
| Deposit rates online | Yes deutsche-bank.de | Yes dkb.de |
| Complaints procedure published | Yes deutsche-bank.de | Yes dkb.de |