Raiffeisen vs Luzerner Kantonalbank: which is better? Comparison 2026

By our public methodology Raiffeisen scores 93 out of 100 and Luzerner Kantonalbank scores 89. Below: the factors and facts where they differ, each fact with its source.

Banks in Switzerland 2026: a ranking built on verified facts How we rank

2

Raiffeisen

93/100
3

Luzerner Kantonalbank

89/100

Score breakdown

RaiffeisenLuzerner Kantonalbank
Safety100100
Digital services8686
Products10083
Transparency8374

Pros and cons

Raiffeisen

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Luzerner Kantonalbank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactRaiffeisenLuzerner Kantonalbank
Licensed since1900 raiffeisen.ch1850 lukb.ch
Deposit protectionYes esisuisse.chYes esisuisse.ch
Agency ratingYes raiffeisen.chYes lukb.ch
Annual reports onlineYes raiffeisen.chYes lukb.ch
Mobile appYes raiffeisen.chYes lukb.ch
Open an account onlineYes raiffeisen.chYes lukb.ch
Instant paymentsYes raiffeisen.chYes lukb.ch
24/7 supportNot verifiedNo lukb.ch
Retail lines offered (of 6)6 raiffeisen.ch5 lukb.ch
Tariffs onlineYes raiffeisen.chYes lukb.ch
Deposit rates onlineYes raiffeisen.chYes lukb.ch
Branches in the country748 raiffeisen.ch22 lukb.ch

← Banks