Berner Kantonalbank vs Raiffeisen: which is better? Comparison 2026
By our public methodology Berner Kantonalbank scores 95 out of 100 and Raiffeisen scores 93. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Berner Kantonalbank | Raiffeisen | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 86 | 86 |
| Products | 100 | 100 |
| Transparency | 94 | 83 |
Pros and cons
Berner Kantonalbank
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Raiffeisen
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | Berner Kantonalbank | Raiffeisen |
|---|---|---|
| Licensed since | 1834 bekb.ch | 1900 raiffeisen.ch |
| Deposit protection | Yes esisuisse.ch | Yes esisuisse.ch |
| Agency rating | Yes bekb.ch | Yes raiffeisen.ch |
| Annual reports online | Yes bekb.ch | Yes raiffeisen.ch |
| Mobile app | Yes bekb.ch | Yes raiffeisen.ch |
| Open an account online | Yes bekb.ch | Yes raiffeisen.ch |
| Instant payments | Yes bekb.ch | Yes raiffeisen.ch |
| 24/7 support | No bekb.ch | Not verified |
| Retail lines offered (of 6) | 6 bekb.ch | 6 raiffeisen.ch |
| Tariffs online | Yes bekb.ch | Yes raiffeisen.ch |
| Deposit rates online | Yes bekb.ch | Yes raiffeisen.ch |
| Complaints procedure published | Yes bekb.ch | Not verified |
| Branches in the country | 72 bekb.ch | 748 raiffeisen.ch |