Berner Kantonalbank vs Luzerner Kantonalbank: which is better? Comparison 2026

By our public methodology Berner Kantonalbank scores 95 out of 100 and Luzerner Kantonalbank scores 89. Below: the factors and facts where they differ, each fact with its source.

Banks in Switzerland 2026: a ranking built on verified facts How we rank

1

Berner Kantonalbank

95/100
3

Luzerner Kantonalbank

89/100

Score breakdown

Berner KantonalbankLuzerner Kantonalbank
Safety100100
Digital services8686
Products10083
Transparency9474

Pros and cons

Berner Kantonalbank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Luzerner Kantonalbank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactBerner KantonalbankLuzerner Kantonalbank
Licensed since1834 bekb.ch1850 lukb.ch
Deposit protectionYes esisuisse.chYes esisuisse.ch
Agency ratingYes bekb.chYes lukb.ch
Annual reports onlineYes bekb.chYes lukb.ch
Mobile appYes bekb.chYes lukb.ch
Open an account onlineYes bekb.chYes lukb.ch
Instant paymentsYes bekb.chYes lukb.ch
24/7 supportNo bekb.chNo lukb.ch
Retail lines offered (of 6)6 bekb.ch5 lukb.ch
Tariffs onlineYes bekb.chYes lukb.ch
Deposit rates onlineYes bekb.chYes lukb.ch
Complaints procedure publishedYes bekb.chNot verified
Branches in the country72 bekb.ch22 lukb.ch

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