Westpac vs Bendigo Bank: which is better? Comparison 2026

By our public methodology Westpac and Bendigo Bank score the same — 96 out of 100. Below: where they differ by factor and by fact.

Banks in Australia 2026: a ranking built on verified facts How we rank

1

Westpac

96/100
2

Bendigo Bank

96/100

Score breakdown

WestpacBendigo Bank
Safety100100
Digital services8686
Products100100
Transparency9998

Pros and cons

Westpac

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Bendigo Bank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactWestpacBendigo Bank
Licensed since1817 westpac.com.au1858 bendigobank.com.au
Deposit protectionYes apra.gov.auYes apra.gov.au
Agency ratingYes westpac.com.auYes bendigobank.com.au
Annual reports onlineYes westpac.com.auYes bendigobank.com.au
Mobile appYes westpac.com.auYes bendigobank.com.au
Open an account onlineYes westpac.com.auYes bendigobank.com.au
Instant paymentsYes westpac.com.auYes bendigobank.com.au
24/7 supportNot verifiedNo bendigobank.com.au
Retail lines offered (of 6)6 westpac.com.au6 bendigobank.com.au
Tariffs onlineYes westpac.com.auYes bendigobank.com.au
Deposit rates onlineYes westpac.com.auYes bendigobank.com.au
Complaints procedure publishedYes westpac.com.auYes bendigobank.com.au
Branches in the country621 westpac.com.au400 bendigobank.com.au

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