Niederösterreichische Versicherung vs UNIQA: which is better? Comparison 2026

By our public methodology Niederösterreichische Versicherung scores 80 out of 100 and UNIQA scores 78. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Austria 2026: a ranking built on verified facts How we rank

1

Niederösterreichische Versicherung

80/100
2

UNIQA

78/100

Score breakdown

Niederösterreichische VersicherungUNIQA
Reliability6375
Service8386
Products100100
Transparency10050

Pros and cons

Niederösterreichische Versicherung

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Policies can be bought online
  • No rating from a recognised agency stated on the website

UNIQA

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Policies can be bought online
  • No rating from a recognised agency stated on the website

Facts side by side

FactNiederösterreichische VersicherungUNIQA
Licensed since1923 nv.at1811 uniqa.at
Buy a policy onlineYes nv.atYes uniqa.at
Rating from a rating agencyNo nv.atNo uniqagroup.com
Financial reports onlineYes nv.atYes uniqagroup.com
Part of a groupNo nv.atYes uniqa.at
Report a claim onlineYes nv.atYes uniqa.at
Mobile appNot verifiedYes uniqa.at
24/7 phone lineYes nv.atYes uniqa.at
Offices in the country45 nv.atNot verified
Retail lines offered (of 6)6 nv.at6 uniqa.at
Policy terms onlineYes nv.atNot verified
Complaints procedure publishedYes nv.atYes uniqa.at
Calculator or tariffsYes nv.atYes uniqa.at

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