Oberbank vs BKS Bank: which is better? Comparison 2026
By our public methodology Oberbank and BKS Bank score the same — 86 out of 100. Below: where they differ by factor and by fact.
Score breakdown
| Oberbank | BKS Bank | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 86 | 57 |
| Products | 100 | 100 |
| Transparency | 50 | 83 |
Pros and cons
Oberbank
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
BKS Bank
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | Oberbank | BKS Bank |
|---|---|---|
| Licensed since | 1869 oberbank.at | 1922 bks.at |
| Deposit protection | Yes einlagensicherung.at | Yes einlagensicherung.at |
| Agency rating | Yes oberbank.at | Yes bks.at |
| Annual reports online | Yes oberbank.at | Yes bks.at |
| Mobile app | Yes oberbank.at | Yes bks.at |
| Open an account online | Yes oberbank.at | Yes bks.at |
| Instant payments | Yes oberbank.at | Not verified |
| 24/7 support | No oberbank.at | No bks.at |
| Retail lines offered (of 6) | 6 oberbank.at | 6 bks.at |
| Tariffs online | Yes oberbank.at | Yes bks.at |
| Deposit rates online | Not verified | Yes bks.at |
| Complaints procedure published | Yes oberbank.at | Yes bks.at |