Mashreq (loans) vs Dubai Islamic Bank (loans): which is better? Comparison 2026

By our public methodology Mashreq (loans) scores 78 out of 100 and Dubai Islamic Bank (loans) scores 74. Below: the factors and facts where they differ, each fact with its source.

Personal loans in the UAE 2026: licensed banks ranked How we rank

1

Mashreq (loans)

78/100
2

Dubai Islamic Bank (loans)

74/100

Score breakdown

Mashreq (loans)Dubai Islamic Bank (loans)
Licence100100
Transparency8080
Cost4646
Service7239

Pros and cons

Mashreq (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Dubai Islamic Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Facts side by side

FactMashreq (loans)Dubai Islamic Bank (loans)
Licensed since1967 mashreq.com1975 dib.ae
Licensed by the regulatorYes mashreq.comYes dib.ae
Published rate, % of country reference109% mashreq.com109% dib.ae
Free early repaymentNo mashreq.comNo dib.ae
No arrangement feeNo mashreq.comNo dib.ae
Fees or terms publishedYes mashreq.comYes dib.ae
Complaints procedureYes mashreq.comYes dib.ae
Online application for new customersYes mashreq.comNot verified
Support hours a week168 h mashreq.com168 h dib.ae
Maximum amount, % of country reference50% mashreq.com125% dib.ae
Longest term48 mo mashreq.com48 mo dib.ae

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