Dubai Islamic Bank (loans) vs Commercial Bank of Dubai (loans): which is better? Comparison 2026

By our public methodology Dubai Islamic Bank (loans) scores 74 out of 100 and Commercial Bank of Dubai (loans) scores 73. Below: the factors and facts where they differ, each fact with its source.

Personal loans in the UAE 2026: licensed banks ranked How we rank

2

Dubai Islamic Bank (loans)

74/100
3

Commercial Bank of Dubai (loans)

73/100

Score breakdown

Dubai Islamic Bank (loans)Commercial Bank of Dubai (loans)
Licence100100
Transparency8080
Cost4650
Service3920

Pros and cons

Dubai Islamic Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Commercial Bank of Dubai (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Facts side by side

FactDubai Islamic Bank (loans)Commercial Bank of Dubai (loans)
Licensed since1975 dib.ae1969 cbd.ae
Licensed by the regulatorYes dib.aeYes cbd.ae
Published rate, % of country reference109% dib.ae100% cbd.ae
Free early repaymentNo dib.aeNo cbd.ae
No arrangement feeNo dib.aeNo cbd.ae
Fees or terms publishedYes dib.aeYes cbd.ae
Complaints procedureYes dib.aeYes cbd.ae
Support hours a week168 h dib.ae84 h cbd.ae
Maximum amount, % of country reference125% dib.ae63% cbd.ae
Longest term48 mo dib.ae48 mo cbd.ae

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