Commercial Bank of Dubai (loans): verified facts and rating
Licensed since: 1969 Checked 2026-10-31
Score breakdown
96% backed by facts · How we rank
Commercial Bank of Dubai (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference86%114%100% · median 100%
Support hours a week84 h168 h84 h · median 168 h
Maximum amount, % of country reference50%125%63% · median 100%
Longest term48 mo48 mo48 mo · median 48 mo
Commercial Bank of Dubai (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1969 Commercial Bank of Dubai (CBD) was established in 1969 by an Emiri Decree issued by His Highness, the late Sheikh Rashid bin Saeed Al Maktoum. (год основания) | cbd.ae | 2026-10-31 |
| Licensed by the regulator | Yes Commercial Bank of Dubai PSC, Dubai, UAE, licensed by the Central Bank of the UAE. | cbd.ae | 2026-10-31 |
| Published rate, % of country reference | 100% Interest Rate: For loans, starting from 5.50% (reducing). Interest rates on Personal loans range from 5.50% to Maximum 18% reducing per annum. · reducing rate 5.50% (lower bound) · index 100 = 5.50% (median at launch) | cbd.ae | 2026-10-31 |
| Free early repayment | No Part Payment, Early settlement, or Final settlement: 1% of remaining loan balance (VAT is applicable); Max AED 10,500 | cbd.ae | 2026-10-31 |
| No arrangement fee | No Processing Fee: For salary transfer loans, 1% flat of loan amount (minimum AED 525 and maximum AED 2,625) | cbd.ae | 2026-10-31 |
| Fees or terms published | Yes Key Facts Statement, Personal Loan: Financial Terms, Processing Fee, APR, Part Payment, Early settlement | cbd.ae | 2026-10-31 |
| Complaints procedure | Yes How can I give feedback or file a complaint? We're always listening. Email us at [email protected]. (KFS: For feedback/complaints, please email us at [email protected]) | cbd.ae | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | 84 h Our Contact Centre is available from 9:00 am to 9:00 pm for all services and inquiries; You can cancel your credit card by calling 600 575 556 between 9 am to 9 pm, 7 days a week. | cbd.ae | 2026-10-31 |
| Maximum amount, % of country reference | 63% Finance Amount: Maximum AED 2.5m for UAE Nationals; Maximum AED 750k for UAE Expatriates (residents) · max 2500000 AED · index 100 = 4000000 AED (median at launch) | cbd.ae | 2026-10-31 |
| Longest term | 48 mo Tenor of Finance: Up to 48 months / 60 months for Armed Forces | cbd.ae | 2026-10-31 |
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