Deposit calculator 2026 — Belarus: interest and 100% deposit guarantee

In Belarus deposits of individuals are reimbursed in full — 100%, regardless of the amount, number of deposits and currency — by the Agency for Guaranteed Reimbursement of Bank Deposits (Deposits) of Individuals. The calculator therefore shows the whole final amount as covered.

Example for the default values — change any field and the result updates.

Final amount11,047 BYN
Interest earned1,047 BYN
Covered by the deposit guarantee11,047 BYN
Not covered (above the limit)0 BYN

The result is an estimate, not financial or legal advice. Check the exact terms with the company.

Verified companies: Banks · Belarus

  1. 1Сбер Банк97/100
  2. 2МТБанк91/100
  3. 3Приорбанк89/100
  4. 4БНБ-Банк84/100
  5. 5Беларусбанк80/100

See the full ranking

How it is calculated

Interest is calculated monthly at the annual rate ÷ 12. With monthly capitalization it is added to the balance and earns interest itself: final amount = amount × (1 + r)^n, where r is the monthly rate and n the number of months. Without capitalization interest is charged on the principal only and paid out: interest = amount × r × n.

A top-up is added at the end of every month except the last and earns interest from the next month. Interest earned = final amount − the deposit − all top-ups.

The insured amount is the part of the final amount (principal plus interest) within the guarantee limit per depositor and bank; the rest is uninsured. The limit applies to all your accounts in one bank together, so add up your other balances there. Taxes on interest and the bank's own day-count rules are not included.

Frequently asked questions

Is there a limit on deposit reimbursement in Belarus?

For individuals there is none: deposits are reimbursed 100% regardless of amount, number and currency. For sole proprietors the limit is BYN 100,000 per bank (since 1 April 2022).

Who pays the reimbursement?

The Agency for Guaranteed Reimbursement of Bank Deposits (Deposits) of Individuals, a state institution created by the Council of Ministers and the National Bank.

Sources