U.S. Bank (loans) vs Wells Fargo (loans): which is better? Comparison 2026
By our public methodology U.S. Bank (loans) and Wells Fargo (loans) score the same — 78 out of 100. Below: where they differ by factor and by fact.
Personal loans in the US 2026: banks and credit unions ranked How we rank
Pros and cons
U.S. Bank (loans)
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Publishes how to complain
- No arrangement fee in the standard terms
Wells Fargo (loans)
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Publishes how to complain
- No arrangement fee in the standard terms
- Online application is not open to new customers
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