Riyad Bank (loans) vs Arab National Bank (loans): which is better? Comparison 2026

By our public methodology Riyad Bank (loans) scores 78 out of 100 and Arab National Bank (loans) scores 64. Below: the factors and facts where they differ, each fact with its source.

Personal finance in Saudi Arabia 2026: licensed banks ranked How we rank

1

Riyad Bank (loans)

78/100
3

Arab National Bank (loans)

64/100

Score breakdown

Riyad Bank (loans)Arab National Bank (loans)
Licence100100
Transparency8080
Cost500
Service6949

Pros and cons

Riyad Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply

Arab National Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Facts side by side

FactRiyad Bank (loans)Arab National Bank (loans)
Licensed since1957 riyadbank.com1979 anb.com.sa
Licensed by the regulatorYes riyadbank.comYes anb.com.sa
Published rate, % of country reference101% riyadbank.comNot verified
Free early repaymentNot verifiedNo anb.com.sa
No arrangement feeNo riyadbank.comNo anb.com.sa
Fees or terms publishedYes riyadbank.comYes anb.com.sa
Complaints procedureYes riyadbank.comYes anb.com.sa
Online application for new customersYes riyadbank.comYes anb.com.sa
Support hours a week168 h riyadbank.comNot verified
Longest term60 mo riyadbank.com60 mo anb.com.sa

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