РЕСО-Гарантия vs Росгосстрах: which is better? Comparison 2026

By our public methodology РЕСО-Гарантия scores 100 out of 100 and Росгосстрах scores 95. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Russia 2026: a ranking built on verified facts How we rank

1

РЕСО-Гарантия

100/100
3

Росгосстрах

95/100

Score breakdown

РЕСО-ГарантияРосгосстрах
Reliability10088
Service100100
Products100100
Transparency100100

Pros and cons

РЕСО-Гарантия

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Holds a financial strength rating from a recognised agency
  • Publishes annual financial reports

Росгосстрах

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Holds a financial strength rating from a recognised agency
  • Publishes annual financial reports

Facts side by side

FactРЕСО-ГарантияРосгосстрах
Licensed since1991 reso.ru1921 rgs.ru
Buy a policy onlineYes reso.ruYes rgs.ru
Rating from a rating agencyYes reso.ruYes rgs.ru
Financial reports onlineYes reso.ruYes rgs.ru
Part of a groupYes reso.ruNo rgs.ru
Report a claim onlineYes reso.ruYes rgs.ru
Mobile appYes reso.ruYes rgs.ru
24/7 phone lineYes reso.ruYes rgs.ru
Offices in the country1,200 reso.ru124 rgs.ru
Retail lines offered (of 6)6 reso.ru6 rgs.ru
Policy terms onlineYes reso.ruYes rgs.ru
Complaints procedure publishedYes reso.ruYes rgs.ru
Calculator or tariffsYes reso.ruYes rgs.ru

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