XTB vs mBank eMakler: which is better? Comparison 2026

By our public methodology XTB scores 90 out of 100 and mBank eMakler scores 87. Below: the factors and facts where they differ, each fact with its source.

Brokers in Poland 2026: a ranking built on verified facts How we rank

1

XTB

90/100
3

mBank eMakler

87/100

Score breakdown

XTBmBank eMakler
Safety9191
Cost10071
Products6087
Service100100

Pros and cons

XTB

  • Low commission on the reference order
  • Member of the national investor compensation scheme
  • States officially that client assets are held separately from its own
  • Publishes financial reports

mBank eMakler

  • Member of the national investor compensation scheme
  • Wide choice of asset classes
  • States officially that client assets are held separately from its own
  • Publishes financial reports

Facts side by side

FactXTBmBank eMakler
Licensed since2005 knf.gov.pl2005 knf.gov.pl
Investor compensation schemeYes kdpw.plYes kdpw.pl
Commission on the reference order0% xtb.com0.4% mbank.pl
Client assets held separatelyYes xtb.comYes mbank.pl
Financial reports onlineYes ir.xtb.comYes mbank.pl
No account or custody feeYes xtb.comYes pdf.mbank.pl
Asset classes (of 5)2 xtb.com4 mbank.pl
Tax-advantaged accountYes xtb.comYes mbank.pl
Mobile appYes xtb.comYes mbank.pl
Open an account onlineYes xtb.comYes mbank.pl
Support channels (of 3)3 xtb.com3 mbank.pl
Annual tax statementYes xtb.comYes mbank.pl

← Brokers