Фридом Банк Казахстан (loans) vs Нурбанк (loans): which is better? Comparison 2026

By our public methodology Фридом Банк Казахстан (loans) scores 83 out of 100 and Нурбанк (loans) scores 66. Below: the factors and facts where they differ, each fact with its source.

Consumer loans in Kazakhstan 2026: licensed banks ranked How we rank

2

Фридом Банк Казахстан (loans)

83/100
3

Нурбанк (loans)

66/100

Score breakdown

Фридом Банк Казахстан (loans)Нурбанк (loans)
Licence74100
Transparency10060
Cost8339
Service6138

Pros and cons

Фридом Банк Казахстан (loans)

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • No arrangement fee in the standard terms

Нурбанк (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Publishes how to complain
  • Terms state that early repayment is free
  • An arrangement fee can apply
  • Online application is not open to new customers

Facts side by side

FactФридом Банк Казахстан (loans)Нурбанк (loans)
Licensed since2009 bankffin.kz1992 nurbank.kz
Licensed by the regulatorYes gov.kzYes gov.kz
Published rate, % of country reference84% loan-cash.freedombank.kz123% nurbank.kz
Free early repaymentYes loan-cash.freedombank.kzYes nurbank.kz
No arrangement feeYes support.bankffin.kzNo nurbank.kz
Fees or terms publishedYes bankffin.kzNot verified
Complaints procedureYes bankffin.kzYes nurbank.kz
Online application for new customersYes loan-cash.freedombank.kzNo nurbank.kz
Support hours a weekNot verified168 h nurbank.kz
Maximum amount, % of country reference119% support.bankffin.kz88% nurbank.kz
Longest term60 mo loan-cash.freedombank.kz60 mo nurbank.kz

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