SBI General Insurance vs IndusInd General Insurance: which is better? Comparison 2026
By our public methodology SBI General Insurance scores 88 out of 100 and IndusInd General Insurance scores 82. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| SBI General Insurance | IndusInd General Insurance | |
|---|---|---|
| Reliability | 69 | 63 |
| Service | 100 | 100 |
| Products | 100 | 83 |
| Transparency | 100 | 100 |
Pros and cons
SBI General Insurance
- Long track record as a licensed insurer
- Wide range of products for private customers
- Publishes annual financial reports
- Policies can be bought online
IndusInd General Insurance
- Long track record as a licensed insurer
- Wide range of products for private customers
- Publishes annual financial reports
- Policies can be bought online
Facts side by side
| Fact | SBI General Insurance | IndusInd General Insurance |
|---|---|---|
| Licensed since | 2009 sbigeneral.in | 2000 indusindinsurance.com |
| Buy a policy online | Yes sbigeneral.in | Yes indusindinsurance.com |
| Financial reports online | Yes sbigeneral.in | Yes indusindinsurance.com |
| Part of a group | Yes sbigeneral.in | Not verified |
| Report a claim online | Yes sbigeneral.in | Yes indusindinsurance.com |
| Mobile app | Yes sbigeneral.in | Yes indusindinsurance.com |
| 24/7 phone line | Yes sbigeneral.in | Yes indusindinsurance.com |
| Offices in the country | 182 sbigeneral.in | 107 indusindinsurance.com |
| Retail lines offered (of 6) | 6 sbigeneral.in | 5 indusindinsurance.com |
| Policy terms online | Yes sbigeneral.in | Yes indusindinsurance.com |
| Complaints procedure published | Yes sbigeneral.in | Yes indusindinsurance.com |
| Calculator or tariffs | Yes sbigeneral.in | Yes indusindinsurance.com |