BCAinsurance vs Tugu Insurance: which is better? Comparison 2026

By our public methodology BCAinsurance and Tugu Insurance score the same — 66 out of 100. Below: where they differ by factor and by fact.

Insurance companies in Indonesia 2026: a ranking built on verified facts How we rank

2

BCAinsurance

66/100
3

Tugu Insurance

66/100

Score breakdown

BCAinsuranceTugu Insurance
Reliability7563
Service2986
Products8350
Transparency10050

Pros and cons

BCAinsurance

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Policies can be bought online
  • No rating from a recognised agency stated on the website

Tugu Insurance

  • Long track record as a licensed insurer
  • Publishes annual financial reports
  • Policies can be bought online
  • Claims can be reported online
  • No rating from a recognised agency stated on the website

Facts side by side

FactBCAinsuranceTugu Insurance
Licensed since1989 bcainsurance.co.id1981 tugu.com
Buy a policy onlineYes bcainsurance.co.idYes tugu.com
Rating from a rating agencyNo bcainsurance.co.idNo tugu.com
Financial reports onlineYes bcainsurance.co.idYes tugu.com
Part of a groupYes bcainsurance.co.idNo tugu.com
Report a claim onlineNot verifiedYes tugu.com
Mobile appNot verifiedYes tugu.com
24/7 phone lineNot verifiedYes tugu.com
Retail lines offered (of 6)5 bcainsurance.co.id3 tugu.com
Policy terms onlineYes bcainsurance.co.idYes tugu.com
Complaints procedure publishedYes bcainsurance.co.idNot verified
Calculator or tariffsYes bcainsurance.co.idNot verified

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