Aswata vs Tugu Insurance: which is better? Comparison 2026

By our public methodology Aswata scores 74 out of 100 and Tugu Insurance scores 66. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Indonesia 2026: a ranking built on verified facts How we rank

1

Aswata

74/100
3

Tugu Insurance

66/100

Score breakdown

AswataTugu Insurance
Reliability6363
Service8486
Products8350
Transparency7550

Pros and cons

Aswata

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Policies can be bought online

Tugu Insurance

  • Long track record as a licensed insurer
  • Publishes annual financial reports
  • Policies can be bought online
  • Claims can be reported online
  • No rating from a recognised agency stated on the website

Facts side by side

FactAswataTugu Insurance
Licensed since1964 aswata.co.id1981 tugu.com
Buy a policy onlineYes buyonline.aswata.co.idYes tugu.com
Rating from a rating agencyNot verifiedNo tugu.com
Financial reports onlineYes aswata.co.idYes tugu.com
Part of a groupNot verifiedNo tugu.com
Report a claim onlineYes aswata.co.idYes tugu.com
Mobile appYes aswata.co.idYes tugu.com
24/7 phone lineNot verifiedYes tugu.com
Offices in the country62 aswata.co.idNot verified
Retail lines offered (of 6)5 aswata.co.id3 tugu.com
Policy terms onlineYes aswata.co.idYes tugu.com
Calculator or tariffsYes buyonline.aswata.co.idNot verified

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