Monabanq vs CCF (loans): which is better? Comparison 2026

By our public methodology Monabanq scores 57 out of 100 and CCF (loans) scores 55. Below: the factors and facts where they differ, each fact with its source.

Personal loans in France 2026: licensed credit institutions ranked How we rank

2

Monabanq

57/100
3

CCF (loans)

55/100

Score breakdown

MonabanqCCF (loans)
Licence4040
Transparency8080
Cost6854
Service2339

Pros and cons

Monabanq

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • No arrangement fee in the standard terms
  • Online application is not open to new customers

CCF (loans)

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • Long maximum term
  • An arrangement fee can apply

Facts side by side

FactMonabanqCCF (loans)
Licensed by the regulatorYes monabanq.comYes ccf.fr
Published rate, % of country reference114% monabanq.com92% ccf.fr
No arrangement feeYes monabanq.comNo ccf.fr
Fees or terms publishedYes monabanq.comYes ccf.fr
Complaints procedureYes monabanq.comYes ccf.fr
Online application for new customersNo monabanq.comNot verified
Support hours a weekNot verified68 h ccf.fr
Maximum amount, % of country reference100% monabanq.com150% ccf.fr
Longest term84 mo monabanq.com120 mo ccf.fr

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