Verti vs Pelayo: which is better? Comparison 2026

By our public methodology Verti scores 74 out of 100 and Pelayo scores 70. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Spain 2026: a ranking built on verified facts How we rank

2

Verti

74/100
3

Pelayo

70/100

Score breakdown

VertiPelayo
Reliability6675
Service8643
Products5083
Transparency100100

Pros and cons

Verti

  • Publishes annual financial reports
  • Policies can be bought online
  • Claims can be reported online
  • Policy terms can be read before buying
  • No rating from a recognised agency stated on the website

Pelayo

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Policies can be bought online
  • No rating from a recognised agency stated on the website

Facts side by side

FactVertiPelayo
Licensed since2011 verti.es1933 pelayo.com
Buy a policy onlineYes verti.esYes pelayo.com
Rating from a rating agencyNo mapfre.comNo grupopelayo.com
Financial reports onlineYes verti.esYes grupopelayo.com
Part of a groupYes verti.esYes pelayo.com
Report a claim onlineYes verti.esNot verified
Mobile appYes verti.esNot verified
24/7 phone lineYes verti.esYes pelayo.com
Retail lines offered (of 6)3 verti.es5 pelayo.com
Policy terms onlineYes verti.esYes pelayo.com
Complaints procedure publishedYes verti.esYes pelayo.com
Calculator or tariffsYes verti.esYes pelayo.com

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