Cofidis vs Deutsche Bank España: which is better? Comparison 2026

By our public methodology Cofidis scores 63 out of 100 and Deutsche Bank España scores 57. Below: the factors and facts where they differ, each fact with its source.

Personal loans in Spain 2026: licensed lenders ranked How we rank

1

Cofidis

63/100
2

Deutsche Bank España

57/100

Score breakdown

CofidisDeutsche Bank España
Licence4040
Transparency8080
Cost7563
Service6735

Pros and cons

Cofidis

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • No arrangement fee in the standard terms
  • A charge can apply to early repayment

Deutsche Bank España

  • Published rate below the country reference
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Facts side by side

FactCofidisDeutsche Bank España
Licensed by the regulatorYes cofidis.esYes deutsche-bank.es
Published rate, % of country reference100% cofidis.es74% deutsche-bank.es
Free early repaymentNo cofidis.esNo deutsche-bank.es
No arrangement feeYes cofidis.esNo deutsche-bank.es
Fees or terms publishedYes cofidis.esYes deutsche-bank.es
Complaints procedureYes cofidis.esYes deutsche-bank.es
Online application for new customersYes cofidis.esNot verified
Support hours a week50 h cofidis.es84 h deutsche-bank.es
Maximum amount, % of country reference100% cofidis.es125% deutsche-bank.es
Longest term96 mo cofidis.es96 mo deutsche-bank.es

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