DEVK Versicherungen vs ERGO: which is better? Comparison 2026
By our public methodology DEVK Versicherungen scores 98 out of 100 and ERGO scores 96. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| DEVK Versicherungen | ERGO | |
|---|---|---|
| Reliability | 100 | 100 |
| Service | 95 | 86 |
| Products | 100 | 100 |
| Transparency | 100 | 100 |
Pros and cons
DEVK Versicherungen
- Long track record as a licensed insurer
- Wide range of products for private customers
- Holds a financial strength rating from a recognised agency
- Publishes annual financial reports
ERGO
- Long track record as a licensed insurer
- Wide range of products for private customers
- Holds a financial strength rating from a recognised agency
- Publishes annual financial reports
Facts side by side
| Fact | DEVK Versicherungen | ERGO |
|---|---|---|
| Licensed since | 1886 devk.de | 1997 ergo.com |
| Buy a policy online | Yes devk.de | Yes ergo.de |
| Rating from a rating agency | Yes devk.de | Yes ergo.com |
| Financial reports online | Yes devk.de | Yes ergo.com |
| Part of a group | Yes devk.de | Yes ergo.com |
| Report a claim online | Yes devk.de | Yes ergo.de |
| Mobile app | Yes devk.de | Yes ergo.de |
| Claims settlement deadline stated by the insurer | 3 days devk.de | Not verified |
| 24/7 phone line | Yes devk.de | Yes ergo.de |
| Offices in the country | 19 devk.de | Not verified |
| Retail lines offered (of 6) | 6 devk.de | 6 ergo.de |
| Policy terms online | Yes devk.de | Yes ergo.de |
| Complaints procedure published | Yes devk.de | Yes ergo.de |
| Calculator or tariffs | Yes devk.de | Yes ergo.de |