Deutsche Bank (loans) vs SWK Bank: which is better? Comparison 2026

By our public methodology Deutsche Bank (loans) scores 88 out of 100 and SWK Bank scores 80. Below: the factors and facts where they differ, each fact with its source.

Consumer loans in Germany 2026: licensed banks ranked How we rank

2

Deutsche Bank (loans)

88/100
3

SWK Bank

80/100

Score breakdown

Deutsche Bank (loans)SWK Bank
Licence100100
Transparency10060
Cost5679
Service9074

Pros and cons

Deutsche Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain

SWK Bank

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Publishes how to complain
  • No arrangement fee in the standard terms

Facts side by side

FactDeutsche Bank (loans)SWK Bank
Licensed since1870 db.com1959 swkbank.de
Licensed by the regulatorYes edb-banken.deYes edb-banken.de
Published rate, % of country reference139% deutsche-bank.de93% swkbank.de
Free early repaymentYes deutsche-bank.deYes swkbank.de
No arrangement feeYes deutsche-bank.deYes swkbank.de
Fees or terms publishedYes deutsche-bank.deNot verified
Complaints procedureYes deutsche-bank.deYes swkbank.de
Online application for new customersYes deutsche-bank.deYes swkbank.de
Support hours a week168 h deutsche-bank.de49 h swkbank.de
Maximum amount, % of country reference100% deutsche-bank.de125% swkbank.de
Longest term120 mo deutsche-bank.de120 mo swkbank.de

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