BBBank (loans) vs SWK Bank: which is better? Comparison 2026

By our public methodology BBBank (loans) scores 89 out of 100 and SWK Bank scores 80. Below: the factors and facts where they differ, each fact with its source.

Consumer loans in Germany 2026: licensed banks ranked How we rank

1

BBBank (loans)

89/100
3

SWK Bank

80/100

Score breakdown

BBBank (loans)SWK Bank
Licence100100
Transparency10060
Cost8279
Service3274

Pros and cons

BBBank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • Online application is not open to new customers

SWK Bank

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Publishes how to complain
  • No arrangement fee in the standard terms

Facts side by side

FactBBBank (loans)SWK Bank
Licensed since1921 bbbank.de1959 swkbank.de
Licensed by the regulatorYes bundesbank.deYes edb-banken.de
Published rate, % of country reference86% bbbank.de93% swkbank.de
Free early repaymentYes bbbank.deYes swkbank.de
No arrangement feeYes bbbank.deYes swkbank.de
Fees or terms publishedYes atruvia.scene7.comNot verified
Complaints procedureYes bbbank.deYes swkbank.de
Online application for new customersNo bbbank.deYes swkbank.de
Support hours a week55 h bbbank.de49 h swkbank.de
Maximum amount, % of country reference94% bbbank.de125% swkbank.de
Longest term120 mo bbbank.de120 mo swkbank.de

← Consumer loans