BarmeniaGothaer (Gothaer) vs ERGO: which is better? Comparison 2026
By our public methodology BarmeniaGothaer (Gothaer) and ERGO score the same — 96 out of 100. Below: where they differ by factor and by fact.
Score breakdown
| BarmeniaGothaer (Gothaer) | ERGO | |
|---|---|---|
| Reliability | 100 | 100 |
| Service | 86 | 86 |
| Products | 100 | 100 |
| Transparency | 100 | 100 |
Pros and cons
BarmeniaGothaer (Gothaer)
- Long track record as a licensed insurer
- Wide range of products for private customers
- Holds a financial strength rating from a recognised agency
- Publishes annual financial reports
ERGO
- Long track record as a licensed insurer
- Wide range of products for private customers
- Holds a financial strength rating from a recognised agency
- Publishes annual financial reports
Facts side by side
| Fact | BarmeniaGothaer (Gothaer) | ERGO |
|---|---|---|
| Licensed since | 1820 barmeniagothaer.de | 1997 ergo.com |
| Buy a policy online | Yes barmeniagothaer.de | Yes ergo.de |
| Rating from a rating agency | Yes barmeniagothaer.de | Yes ergo.com |
| Financial reports online | Yes barmeniagothaer.de | Yes ergo.com |
| Part of a group | Yes barmeniagothaer.de | Yes ergo.com |
| Report a claim online | Yes barmeniagothaer.de | Yes ergo.de |
| Mobile app | Yes gothaer.de | Yes ergo.de |
| 24/7 phone line | Yes barmeniagothaer.de | Yes ergo.de |
| Retail lines offered (of 6) | 6 barmeniagothaer.de | 6 ergo.de |
| Policy terms online | Yes barmeniagothaer.de | Yes ergo.de |
| Complaints procedure published | Yes barmeniagothaer.de | Yes ergo.de |
| Calculator or tariffs | Yes barmeniagothaer.de | Yes ergo.de |