Helvetia vs Die Mobiliar: which is better? Comparison 2026
By our public methodology Helvetia scores 100 out of 100 and Die Mobiliar scores 86. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Helvetia | Die Mobiliar | |
|---|---|---|
| Reliability | 100 | 75 |
| Service | 100 | 100 |
| Products | 100 | 100 |
| Transparency | 100 | 75 |
Pros and cons
Helvetia
- Long track record as a licensed insurer
- Wide range of products for private customers
- Holds a financial strength rating from a recognised agency
- Publishes annual financial reports
Die Mobiliar
- Long track record as a licensed insurer
- Wide range of products for private customers
- Publishes annual financial reports
- Policies can be bought online
- No rating from a recognised agency stated on the website
Facts side by side
| Fact | Helvetia | Die Mobiliar |
|---|---|---|
| Licensed since | 1858 helvetia.com | 1826 mobiliar.ch |
| Buy a policy online | Yes helvetia.com | Yes mobiliar.ch |
| Rating from a rating agency | Yes helvetia-baloise.com | No report.mobiliar.ch |
| Financial reports online | Yes helvetia-baloise.com | Yes report.mobiliar.ch |
| Part of a group | Yes helvetia.com | Yes mobiliar.ch |
| Report a claim online | Yes helvetia.com | Yes mobiliar.ch |
| Mobile app | Yes helvetia.com | Yes mobiliar.ch |
| 24/7 phone line | Yes helvetia.com | Yes mobiliar.ch |
| Offices in the country | 150 helvetia.com | 160 mobiliar.ch |
| Retail lines offered (of 6) | 6 helvetia.com | 6 mobiliar.ch |
| Policy terms online | Yes helvetia.com | Yes mobiliar.ch |
| Complaints procedure published | Yes helvetia.com | Not verified |
| Calculator or tariffs | Yes helvetia.com | Yes mobiliar.ch |