Afirme (loans): verified facts and rating
Checked 2026-10-31
Score breakdown
73% backed by facts · How we rank
Afirme (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference89%241%106% · median 100%
Maximum amount, % of country reference5%171%114% · median 114%
Longest term12 mo72 mo48 mo · median 60 mo
Afirme (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
- Terms state that early repayment is free
Cons
- An arrangement fee can apply
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes BANCA AFIRME S.A., INSTITUCIÓN DE BANCA MÚLTIPLE, AFIRME GRUPO FINANCIERO. | afirme.com | 2026-10-31 |
| Published rate, % of country reference | 106% CAT PROMEDIO 39.7% sin IVA. Vigencia de la oferta: 31 de diciembre de 2026. Calculado al 07 de octubre de 2026.; Tasa de Interés Ordinaria Anual Fija desde 18.00% más IVA · APR 39.7% · index 100 = 37.3% (median at launch) | afirme.com | 2026-10-31 |
| Free early repayment | Yes Sin penalización por liquidación anticipada. | afirme.com | 2026-10-31 |
| No arrangement fee | No 2.5% por Disposición del Crédito en efectivo. | afirme.com | 2026-10-31 |
| Fees or terms published | Yes “Contrato”: Significa el presente contrato de apertura de crédito simple, la Solicitud, la Carátula, el Anexo de Comisiones ... 5. Pagos, Comisiones e Intereses. | afirme.com | 2026-10-31 |
| Complaints procedure | Yes Banca Afirme, S.A., Institución de Banca Múltiple, Afirme Grupo Financiero, recibe las consultas, reclamaciones o aclaraciones, en su Unidad Especializada de Atención a Usuarios, ubicada en Avenida Juárez 800 Sur, Zona Centro, Monterrey | afirme.com | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 114% Créditos desde $15,000 hasta $1,000,000. · max 1000000 MXN · index 100 = 875000 MXN (median at launch) | afirme.com | 2026-10-31 |
| Longest term | 48 mo Plazo: Desde 6 meses hasta 48 meses. | afirme.com | 2026-10-31 |
Compare Afirme (loans)
Badge for the company's website
The company can put this badge on its website: it shows the current place and Score and links to this page. Copy the code:
<a href="https://global-rating.com/en/company/mx-afirme-loans/"><img src="https://global-rating.com/badge/mx-afirme-loans.svg" width="240" height="56" alt="Afirme (loans) — Global Rating"></a>