Home Credit Bank (loans): verified facts and rating
Licensed since: 2005 Checked 2026-10-31
Score breakdown
70% backed by facts · How we rank
Home Credit Bank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference83%123%83% · median 97%
Support hours a week84 h168 h84 h · median 168 h
Maximum amount, % of country reference88%119%119% · median 109.5%
Longest term60 mo60 mo60 mo · median 60 mo
Home Credit Bank (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- No arrangement fee in the standard terms
- New customers can apply online
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 2005 Home Credit Bank работает на финансовом рынке Казахстана с 2005 года | home.kz | 2026-10-31 |
| Licensed by the regulator | Yes №1.1.886.148 от 08.09.2026 | gov.kz | 2026-10-30 |
| Published rate, % of country reference | 83% Номинальная ставка от 19,00% до 38,00%, ГЭСВ от 21,30% до 45,90% · APR 21.3% · index 100 = 25.8% (median at launch) | home.kz | 2026-10-30 |
| Free early repayment | Not verified | — | |
| No arrangement fee | Yes Нет комиссии за выдачу кредита | home.kz | 2026-10-30 |
| Fees or terms published | Not verified | — | |
| Complaints procedure | Not verified | — | |
| Online application for new customers | Yes Как получить кредит онлайн на сайте: только удостоверение личности и телефон с камерой; без приложений, звонков и визитов в банк | home.kz | 2026-10-30 |
| Support hours a week | 84 h Номер 7979: ежедневно с 09:00 до 21:00 | home.kz | 2026-10-30 |
| Maximum amount, % of country reference | 119% от 10 000 ₸ до 9 500 000 ₸ · max 9500000 KZT · index 100 = 8000000 KZT (median at launch) | home.kz | 2026-10-30 |
| Longest term | 60 mo от 6 до 60 месяцев | home.kz | 2026-10-30 |
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