Shizuoka Bank (loans): verified facts and rating
Licensed since: 1943 Checked 2026-10-31
Score breakdown
82% backed by facts · How we rank
Shizuoka Bank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference47%123%99% · median 100%
Support hours a week40 h84 h55 h · median 55 h
Maximum amount, % of country reference38%125%63% · median 100%
Longest term120 mo180 mo120 mo · median 120 mo
Shizuoka Bank (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- New customers can apply online
Cons
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1943 会社概要 設立年月日 1943年3月1日 (год основания) | shizuokabank.co.jp | 2026-10-31 |
| Licensed by the regulator | Yes 銀行免許一覧（地方銀行）: 静岡県 株式会社静岡銀行 106-6219 420-8761 静岡県静岡市葵区呉服町１－１０ | fsa.go.jp | 2026-10-31 |
| Published rate, % of country reference | 99% ご融資利率は 6 段階あり…（固定金利）。年 4.5％、年 7.0％、年 9.0%、年 10.0％、年 12.0％、年 14.5％ · upper bound 14.5% · index 100 = 14.6% (median at launch) | shizuokabank.co.jp | 2026-10-31 |
| Free early repayment | No 10. 繰上返済等の手数料 ご融資後に融資額の繰上返済等を行う際には、一律 6,600 円（消費税等込み）の手数料をいただきます。 | shizuokabank.co.jp | 2026-10-31 |
| No arrangement fee | Not verified | — | |
| Fees or terms published | Yes 〔しずぎんフリーローン〕 2026 年 4 月 21 日現在 静岡銀行 (商品概要説明書) | shizuokabank.co.jp | 2026-10-31 |
| Complaints procedure | Not verified | — | |
| Online application for new customers | Yes しずぎんの口座がなくても事前審査のお申し込みOK！ お申し込みはWEB完結！来店不要！ | shizuokabank.co.jp | 2026-10-31 |
| Support hours a week | 55 h しずぎんフリーローンに関するお問い合わせ しずぎんダイレクトサポートセンター 0120-286039 電話受付時間 9:00～20:00 （土・日・祝日を除く） | shizuokabank.co.jp | 2026-10-31 |
| Maximum amount, % of country reference | 63% 5.融資金額 10 万円以上 500 万円以内（1 万円単位） · max 5000000 JPY · index 100 = 8000000 JPY (median at launch) | shizuokabank.co.jp | 2026-10-31 |
| Longest term | 120 mo 4.融資期間 6 ヵ月以上 10 年以内（1 ヵ月単位） | shizuokabank.co.jp | 2026-10-31 |
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