UOB Indonesia (loans): verified facts and rating
Licensed since: 1956 Checked 2026-10-31
Score breakdown
96% backed by facts · How we rank
UOB Indonesia (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference78%110%78% · median 100%
Support hours a week168 h168 h168 h · median 168 h
Maximum amount, % of country reference40%600%80% · median 90%
Longest term36 mo180 mo48 mo · median 48 mo
UOB Indonesia (loans) strengths and weaknesses
Pros
- Long licence history
- Published rate below the country reference
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
Cons
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1956 UOB Indonesia berdiri pada tanggal 31 Agustus 1956 dengan nama PT Bank Buana Indonesia. (год основания) | uob.co.id | 2026-10-31 |
| Licensed by the regulator | Yes UOB Indonesia berizin dan diawasi oleh Otoritas Jasa Keuangan dan Bank Indonesia serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS). | uob.co.id | 2026-10-31 |
| Published rate, % of country reference | 78% CashPlus Instalment Loan: Nilai cicilan bulanan tetap, Suku bunga 0.69% - 0.99% per bulan; Cicilan = Pokok pinjaman + (Pokok pinjaman x bunga x tenor (bulan)) / Tenor (bulan) · flat 0.69% per month · index 100 = 0.89% flat per month (median at launch) | uob.co.id | 2026-10-31 |
| Free early repayment | No Biaya pelunasan dipercepat: Cicilan: 5% dari total tagihan atau minimum Rp200.000,- (yang mana lebih tinggi) ditambah bunga berjalan di bulan berikutnya | uob.co.id | 2026-10-31 |
| No arrangement fee | Yes Bebas Biaya: Bebas Iuran Tahunan, Bebas Biaya Provisi | uob.co.id | 2026-10-31 |
| Fees or terms published | Yes Bunga dan Biaya: Suku Bunga, Iuran Tahunan, Biaya transfer dana tunai, Biaya pelunasan dipercepat, Biaya pembayaran CashPlus, Biaya Keterlambatan, Biaya materai, Biaya cetak lembar tagihan, Biaya notifikasi | uob.co.id | 2026-10-31 |
| Complaints procedure | Yes Klik Disini Jika ingin menyampaikan Informasi, Saran atau Keluhan yang dapat memperbaiki kinerja kami atau melalui email [email protected] | uob.co.id | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | 168 h Contact Center UOB Indonesia yang beroperasi 24 Jam melalui nomor telepon 14008 / 62-21-2355 9000 | uob.co.id | 2026-10-31 |
| Maximum amount, % of country reference | 80% UOB CashPlus memberikan limit pinjaman sampai dengan Rp200juta (dua ratus juta rupiah). · max 200000000 IDR · index 100 = 250000000 IDR (median at launch) | uob.co.id | 2026-10-31 |
| Longest term | 48 mo CashPlus Instalment Loan ... Tenor fleksibel sampai 48 bulan | uob.co.id | 2026-10-31 |