OCBC Indonesia (loans): verified facts and rating
Checked 2026-10-31
Score breakdown
73% backed by facts · How we rank
OCBC Indonesia (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference78%110%110% · median 100%
Maximum amount, % of country reference40%600%80% · median 90%
Longest term36 mo180 mo36 mo · median 48 mo
OCBC Indonesia (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes PT Bank OCBC NISP Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia. | cdn1.ocbc.id | 2026-10-31 |
| Published rate, % of country reference | 110% Suku Bunga* 0,98% - 1,88% per bulan; Suku bunga flat :1,78% perbulan atau setara dengan bunga efektif 3,111% perbulan (contoh) · flat 0.98% per month · index 100 = 0.89% flat per month (median at launch) | cdn1.ocbc.id | 2026-10-31 |
| Free early repayment | No Denda Pelunasan dipercepat 8% dari sisa pokok pinjaman (minimum Rp150.000) | cdn1.ocbc.id | 2026-10-31 |
| No arrangement fee | No Biaya Provisi*/Komisi 3% - 5% dari nominal pinjaman (atau minimum Rp 150.000) | cdn1.ocbc.id | 2026-10-31 |
| Fees or terms published | Yes Ringkasan Informasi Produk dan Layanan (RIPLAY) Versi Umum; Nama Produk: KTA Cashloan; BIAYA PENGAJUAN PINJAMAN; BIAYA YANG TIMBUL INSIDENTAL | cdn1.ocbc.id | 2026-10-31 |
| Complaints procedure | Yes Nasabah dapat menyampaikan pertanyaan dan pengaduan melalui: Customer Care/Tanya : 1500-999 atau + 6221 26506300 (dari luar negeri) email : [email protected] | cdn1.ocbc.id | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 80% Limit Kredit Rp 5 juta – Rp 200 juta · max 200000000 IDR · index 100 = 250000000 IDR (median at launch) | cdn1.ocbc.id | 2026-10-31 |
| Longest term | 36 mo Jangka waktu pinjaman /tenor 6 bulan sampai 36 bulan | cdn1.ocbc.id | 2026-10-31 |
Compare OCBC Indonesia (loans)
Badge for the company's website
The company can put this badge on its website: it shows the current place and Score and links to this page. Copy the code:
<a href="https://global-rating.com/en/company/id-ocbc-loans/"><img src="https://global-rating.com/badge/id-ocbc-loans.svg" width="240" height="56" alt="OCBC Indonesia (loans) — Global Rating"></a>