National Bank of Fujairah (loans): verified facts and rating
Licensed since: 1982 Checked 2026-10-31
Score breakdown
94% backed by facts · How we rank
National Bank of Fujairah (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference86%114%114% · median 100%
Maximum amount, % of country reference50%125%75% · median 100%
Longest term48 mo48 mo48 mo · median 48 mo
National Bank of Fujairah (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1982 Since our incorporation in 1982, we have established ourselves as a leading bank (год основания) | nbf.ae | 2026-10-31 |
| Licensed by the regulator | Yes National Bank of Fujairah PJSC ... is a regulated licensed financial entity operating under the UAE Central Bank License Number BSD/799/84 | nbf.ae | 2026-10-31 |
| Published rate, % of country reference | 114% Interest Rate: Starting from 6.25% to 16% for UAE Nationals & 6.75% to 17% for Expats. Annualised Percentage Rate (APR) (indicative): Starting from 6.88% up to 17.26%. · reducing rate 6.25% (lower bound) · index 100 = 5.50% (median at launch) | nbf.ae | 2026-10-31 |
| Free early repayment | No Early Settlement Fee: 1% of the outstanding loan amount at the time of settlement, subject to a maximum of EAD 10,000 | nbf.ae | 2026-10-31 |
| No arrangement fee | No Processing Fee: 1% of loan amount (Minimum of AED 500 and Maximum of AED 2500) | nbf.ae | 2026-10-31 |
| Fees or terms published | Yes Key Facts Statement Personal Loan: WHAT ARE THE FEES AND CHARGES? (Schedule of charges also linked: NBF-Personal-Banking-SOC_Conventional.pdf) | nbf.ae | 2026-10-31 |
| Complaints procedure | Yes Report a Complaint · Complaint Form · Consumer Complaints Service Promise by NBF · Know Your Rights: ... you have the right to escalate your complaint ... www.sanadak.gov.ae | nbf.ae | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 75% Maximum Loan amount: Up to AED 1 million for expats and 3 million for UAE Nationals · max 3000000 AED · index 100 = 4000000 AED (median at launch) | nbf.ae | 2026-10-31 |
| Longest term | 48 mo Loan Tenor: Maximum 48 months (4 years) subject to approval. 60 months (5 years) for GHQ staff. | nbf.ae | 2026-10-31 |
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