Ajman Bank (loans): verified facts and rating
Licensed since: 2009 Checked 2026-10-31
Score breakdown
77% backed by facts · How we rank
Ajman Bank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Support hours a week84 h168 h168 h · median 168 h
Maximum amount, % of country reference50%125%125% · median 100%
Longest term48 mo48 mo48 mo · median 48 mo
Ajman Bank (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
- Long support hours
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 2009 The Bank started its operations in 2009 following its listing on Dubai Financial Market in 2008 (год начала работы) | ajmanbank.ae | 2026-10-31 |
| Licensed by the regulator | Yes Ajman Bank Public Joint Stock Company (P.J.S.C.) is licensed by the Central Bank of the UAE. | ajmanbank.ae | 2026-10-31 |
| Published rate, % of country reference | Not verified | — | |
| Free early repayment | No The early settlement fee is charged during the settlement process ... 1% of the Outstanding, up to a max of AED 10,000 | ajmanbank.ae | 2026-10-31 |
| No arrangement fee | No Processing Fee: 1% of Finance Amount, Min AED 500 - Max AED 2,500 | ajmanbank.ae | 2026-10-31 |
| Fees or terms published | Yes Key Fact Statement (KFS) Personal Finance: Processing Fee, Monthly Takaful Charges, Early Settlement Fee, Late Payment Fees | ajmanbank.ae | 2026-10-31 |
| Complaints procedure | Yes Complaint Registration:- You may log your complaint through any of the following channels: Contact Centre 600555522 | ajmanbank.ae | 2026-10-31 |
| Online application for new customers | Not verified | — | |
| Support hours a week | 168 h Contact 24/7 +971600555522 | ajmanbank.ae | 2026-10-31 |
| Maximum amount, % of country reference | 125% Up to 5,000,000 finance for UAE Nationals; Up to 1,500,000 finance for Expatriates · max 5000000 AED · index 100 = 4000000 AED (median at launch) | ajmanbank.ae | 2026-10-31 |
| Longest term | 48 mo Repayment tenor of up to 4 years and 5 years for MOD staff only | ajmanbank.ae | 2026-10-31 |