Wise: verified facts and rating

Checked 2026-10-29

wise.com

8

International money transfers 8 of 11

72/100

Score breakdown

Cost77
Reach47
Speed100
Safety69
User reputation77

84% backed by facts · How we rank

Wise against the market

The dot is the company, the line is the median of all companies in this ranking.

Fee to send 1,000 USD (US → Mexico)$0.00$7.67$7.67 · median $1.49

Wise strengths and weaknesses

Pros

  • On some routes money arrives within minutes or the same day
  • Regulator licence or registration stated on the official site
  • Sends to a large number of countries
  • Openly states whether it earns on the exchange rate

Cons

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All facts

FactValueSourceChecked
Fee to send 1,000 USD (US → Mexico)$7.67wise.com2026-10-29
Discloses earnings on the exchange rateYeswise.com2026-10-29
Mid-market rate with no markupYeswise.com2026-10-29
Countries you can send to140wise.com2026-10-29
Cash pickupNot verified—
Delivery to mobile walletsNot verified—
Delivery within minutes or same dayYeswise.com2026-10-29
Licensed by a financial regulatorYeswise.com2026-10-29
Founded2011wise.com2026-10-29
Public company (listed, audited reports)Not verified—
App Store rating4.6★itunes.apple.com2026-10-29
App Store ratings112,946itunes.apple.com2026-10-29
Parent companyNot verified—

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