Capital One: verified facts and rating
Licensed since: 1933 Checked 2026-10-30
Score breakdown
75% backed by facts · How we rank
Capital One against the market
The dot is the company, the line is the median of all companies in this ranking.
Retail lines offered (of 6)464 · median 6
Capital One strengths and weaknesses
Pros
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Publishes annual reports
- Has a mobile app
Cons
—
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1933 | api.fdic.gov | 2026-10-30 |
| Deposit protection | Yes | api.fdic.gov | 2026-10-30 |
| Agency rating | Not verified | — | |
| Annual reports online | Yes | capitalone.com | 2026-10-30 |
| Mobile app | Yes | capitalone.com | 2026-10-30 |
| Open an account online | Yes | capitalone.com | 2026-10-30 |
| Instant payments | Yes | capitalone.com | 2026-10-30 |
| 24/7 support | Not verified | — | |
| Retail lines offered (of 6) | 4 | capitalone.com | 2026-10-30 |
| Tariffs online | Not verified | — | |
| Deposit rates online | Not verified | — | |
| Complaints procedure published | Yes | capitalone.com | 2026-10-30 |
| Branches in the country | 249 | api.fdic.gov | 2026-10-30 |